One Of the most common questions we get from the public is whether IBC “works” or “makes sense” for someone who is older and/or in relatively poor wealth. People naturally worry whether the “pure cost of life insurance”— which is more expensive for older and/or sicker individuals, of course— at some point could make IBC impractical. If so, would it be better for people in this situation to take out IBC
policies on others who are
younger and/or in better health?